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What happens if I get in an accident in someone else's car?
I drive my friend's car to get to work. While the car is insured, I'm not on the policy. What happens if I get into an accident and I'm not on the policy?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“As long as you have your friend’s permission to drive the vehicle, their
car insurance
will likely cover you in the event of an accident, even if you’re not on the policy. If you have your own insurance, it can cover any costs from the accident that exceed your friend’s coverage. But your friend’s premiums can still go up if you get into an accident because the claim is on their insurance policy.”
View full answer
- Gregory R.
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