PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
What happens if I can't pay my USAA car insurance?
I was laid off from my job a few weeks ago, and I found out I probably won't have enough money to pay my USAA car insurance. What's going to happen?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you’re a customer in good standing and haven’t missed
car insurance
payments in the past, USAA
will probably give you some leeway.Start by giving them a call. You might get a five to 10 day extension to make the payment.
Whatever you do, don’t let the policy lapse through nonpayment. If this happens, USAA will cancel your policy.
Once the policy is canceled, you’ll not only be without insurance, but you’ll also be in the high-risk category. As a result, car insurance companies will quote you much higher rates than you’ve been paying before. So it’s in your best interest to make the payment within the extension window they give you.
If you can’t afford to pay for your USAA coverage at all, start shopping around for lower rates with other companies. Get as many quotes as you can.”
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Car Repair Resources
Insurance for Your Car
Insurance in Your State
Insurance In Your City
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies