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What happens if a golf ball breaks my windshield?
I live near a driving range. It was bound to happen at some point, but a golf ball broke my windshield. Should I contact the club or my insurance to pay for repairs?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Since you live near the driving range but aren’t on their property, it may be worth reaching out to the club. Driving ranges typically aren’t liable for damage when you park on their premises (you park at your own risk).
That said, they may consider paying for damage that occurred offsite. You may have to prove that the golf ball came from the driving range.
Another option is if you have
comprehensive coverage
. Comprehensive coverage helps repair broken glass, but you’ll have to meet your deductible first. If the cost of repairing your broken glass is less than what your car insurance
, you’ll be responsible for paying the full amount. If you end up paying out of pocket for the damage, consider changing your insurance policy. You may need to add coverage or alter your deductible to ensure you’re getting the proper coverage you need.
You can reach out to your current insurance company about changes or you can use the
Jerry
app. Jerry is a licensed broker that gathers quotes and helps you switch policies for free.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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