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What does USAA renters insurance cover?

I am considering buying a USAA renters insurance policy, but I want to make sure it is worth the price. What does USAA renters insurance cover?

avatar
Nick Kunze · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
USAA
renters insurance is definitely worth the price. It offers coverages for your possessions, personal liability, and more.
USAA renters insurance offers the following coverage types:
  • Property: Damage to your personal possessions will be covered.
  • Loss of use: Any expenses accrued while displaced from your apartment due to a covered event will be covered. This includes housing, food delivery, and more.
  • Personal liability: Legal fees and payouts if there is an incident on your property will be covered.
  • Medical payments: Any medical expenses due to an accident at your rental are covered.
You’ll be able to claim any damage caused by a
named peril
l. Named perils are sudden, unexpected events—they’ll be specifically called out on your policy.
You can get all this coverage for a very affordable price. In the U.S., the average cost of a USAA renters insurance policy is only $140 a year!
To help you find a great policy or a good bundling deal, use insurance broker
Jerry
. One quick sign-up will give you access to a long list of insurance quotes. Plus, once you’ve made your choice, Jerry helps with your paperwork.
View full answer 
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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