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What does dwelling coverage mean on my home insurance?
We’re buying our first home this year and we’re so excited! Right now, we’re looking over possible home insurance plans. When it comes to home insurance, what does "dwelling coverage" mean?
Claire Beaney · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Dwelling coverage, often known as dwelling insurance, is a component of your homeowners insurance policy that helps with the rebuilding/repair of your home’s physical structure if it is damaged by a
named peril
.Dwelling coverage will protect not only your house itself but also any structures attached to the house. So if your attached garage, for example, is damaged by a fire, then it’ll be covered by the dwelling insurance in your policy.
For any specific details, it’s best to reach out to a representative from your insurance company for the most accurate info about your
homeowners insurance
. If you need to add coverage to your policy or it’s time to shop for a new one, download the
Jerry
app! A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and helps to cancel your old policy. View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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