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What does DLA mean on a credit report?

I just printed my credit report, and I’m seeing tons of codes that I don’t recognize. “DLA”—what is that? I feel like a millennial who doesn’t understand Gen Z lingo… What does DLA on my credit report mean?

Melanie Johnson · Updated on Feb 24, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

Oh, man, I can’t keep up with the Gen Z slang either! This millennial’s got you covered on DLA though. DLA on your credit report stands for date of last activity. This refers to the last time there was activity on your account—like a new payment, an increase in balance, etc.

Those codes can be confusing, so here’s a credit report cheat sheet:

XP: Experian

TU: TransUnion

EF: Equifax

MTG: Mortgage

NST: Installment

Auto: Auto loan

CRCD: Credit card

COLL: Collection

REV: Revolving

EDU: Education

COSI: Cosigner

LEAS: Lease

Your credit score will affect your ability to find

cheap car insurance

. If you need some help, consider

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Jerry is an insurance comparison app that shops for low prices with over 50 different insurance companies for free. You will get quotes in seconds, can make changes at any time, and if you ever have any questions, agents are just a text away!

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