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What does an act of God mean on a car insurance policy?

I see the term mentioned throughout my policy, but I'm not sure what it means. Does it include a special type of insurance?

Emily Maracle · Updated on Aug 30, 2023

Reviewed by Shannon Martin, Licensed Insurance Agent.

“An

is defined as a natural hazard that isn’t caused by a human. Natural disasters are typically what

companies consider acts of God.

Comprehensive coverage

is the type of insurance that covers acts of God. Acts of God include incidents such as:

Fire

Hurricanes

Hail

Floods

Earthquakes

If you’d like more information on what your policy covers, reach out to your insurance company. They can provide you with more information on your policy coverages and exclusions.”

MORE:

How to Choose the Right Comprehensive Deductible

View full answer

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