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What do you have to do to get a title loan on your car?

I know title loans are risky and that I could lose my car, but there’s been a family emergency. I need money to purchase a plane ticket immediately. How do I get a title loan?

avatar
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear about your family emergency. I hope everything works out for you.
To apply for a car title loan, make sure they are legal in your state and then find a lender. Lender’s terms and APRs](
https://getjerry.com/advice/what-is-apr-and-how-is-it-calculated-by-marisol-pereira
) differ, but you’re more likely to find a loan you can repay if you compare a few loan agreements.
Requirements vary by lender, but you should have the following handy when applying:
  • Vehicle title and registration
  • Any financial documents related to the vehicle
  • Driver’s license
  • Proof of residency like a utility bill
  • Proof of income like recent pay stubs
  • Contact information for at least two references
Once you get the title loan, you can increase your chances of being able to pay it back by using
Jerry
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car insurance
.
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