PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
What city has the highest car insurance rates?
Is there a city that has the most expensive insurance rates on average?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Detroit,is considered one of the most expensive cities for car insurance, with an average policy nearly three times higher than the national average. The reason for these rates is due to crime, poor driving, and lack of traffic enforcement on top of Miching being one of the
most expensive states
.When a higher chance of claims like theft or vandalism occur, car insurance companies charge more for insurance as it’s a higher risk for them to offer insurance.
Beyond the crime that exists, Michigan is generally one of the most expensive places to insure a vehicle. Even the state’s minimum liability insurance comes at a high cost for drivers. Michigan is also a no-fault state and has high
personal injury protection
limits. Because of this, rates as also significantly higher than the rest of the U.S.Even if you live in Detroit, don’t let the average rate deter you from searching for the best car insurance rates. Use the
Jerry
app to search for competitive quotes from over 45 different insurers.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies