What are the pros and cons of collision insurance with State Farm?

I do a lot of off-roading with my Jeep and I’d like to make some performance upgrades. Where should I start with my Jeep Wrangler Unlimited Sahara tuning?

I’m moving into my own apartment for the first time. My landlord is requiring me to get renters insurance, but she’s also recommending that I think about getting flood insurance since the building is somewhat close to the river. How much is flood insurance in Ohio?

I know Spongebob failed his driving test, but do you know how many times? My son failed his first driving test and he loves Spongebob, so I'm trying to make him feel better.