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Should you carry liability, comprehensive, collision, or full coverage on your auto insurance?
I currently have comprehensive insurance on my vehicle. But since it's hit about 200,000 miles, I'm thinking of dropping it only to liability insurance. What's the best type of coverage for my situation?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you have a vehicle with 200,000 miles, chances are
liability coverage
should suffice. However, that depends on the value of your vehicle.If you can’t afford to replace your car as of today,
comprehensive coverage
and collision coverage
still might be a good choice. When in doubt, go to a car value estimator site like Edmunds or Kelley Blue Book. These will give you a fair value for your car and guide you to the type and level of coverage you need to feel financially comfortable.”
View full answer
- Gregory R.
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