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Should I get a car loan through by Audi dealer and then refinance in a few months?
"I want to buy a Audi Q3 through the dealer, but the interest rate is 9.49%.
The salesperson said I can refinance in six months to get a better rate.
Should I get this car loan and then refinance later?"
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Car salespeople are notorious for shooting down your concerns about financing—primarily because they can get commission when you finance through the dealership.
If you have good credit, don’t sign this deal, as 9.49% interest is outrageous for those with an above-average credit score.
Instead of going through the dealer, compare rates with banks and credit unions. You should be able to find a rate that’s roughly half of what the dealership is offering you.”
View full answer
- Gregory R.
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