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Should I do direct lending or finance through the dealership?
Which is the better option: Direct lending or financing through the dealership? I've heard mixed stories on both.
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
This will usually result in a lower interest rate for your car loan.
Financing through the dealership is quick and easy, but you may not always get the best rate.
If you decide to go through the dealership, keep an eye out for promotional rates, such as 0% financing or something of the like that can help you save money.
No matter which method you choose, you will likely need a sizeable
down payment
, so come prepared to either lender with your amount in mind.”View full answer
- Gregory R.
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