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Is there any way to get out of being a cosigner on my ex-boyfriend's car loan?
"I cosigned on my boyfriend's car loan because he had poor credit. Six months later, we've now broken up.
Is there any way I can get my name as a cosigner off my ex-boyfriend's car loan?"
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“It all depends on your ex and whether they’re willing to work with you or not.
If your ex refinances, you can get your name off the loan. If you can convince the bank and your ex to agree to a cosigner release, you might be able to get out of it.
But if you broke up on bad terms, your options are limited. If he stops making payments, you’re on the hook for them. If you don’t have the money, this can potentially ruin your credit.
In the future, a good rule of thumb is to only cosign on car loans for family members to avoid these types of situations.”
View full answer
- Gregory R.
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