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Is Tennessee an at-fault state?

I’m looking into buying car insurance for the first time. Is Tennessee an at-fault state?

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Melanie Mergen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Welcome to the world of car insurance shopping—that’s a great question! Yes, Tennessee is an at-fault state when it comes to car accidents.
That means that after a car accident, the driver found at fault would be considered responsible for any costs related to others’ property or injuries resulting from the accident. That makes it essential to make sure you have the right amount of
liability coverage
to protect your finances in a worst-case scenario.
Before picking car insurance coverage for the first time, it might be a good idea to learn the basics of
Tennessee car insurance laws
so you can decide what you want to prioritize in a policy.
When you’re ready to shop around for quotes, the
Jerry
app makes that easy, especially for first-timers. It takes less than a minute to get started, and the average driver saves over $800 per year on
car insurance
!
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