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Is renters insurance required by law in Washington state?
I’m moving to Washington for university later this year. My parents are saying I should buy renters insurance, but is renters insurance required by law in the state of Washington?
Claire Beaney · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Your parents are right to suggest renters insurance—even if it’s not legally necessary!
Renters insurance isn’t required by law in
Washington
state.
However, there’s a chance your landlord will require you to purchase renters insurance in your lease agreement. Renters insurance will protect your belongings if they’re damaged or destroyed by a
named peril
, if you have to pay legal fees for someone injured on your property, or if a covered peril damages your apartment, rendering it uninhabitable. You’ll want to check your lease agreement to determine if your landlord requires it. If they don’t, you can decide whether you’d like to purchase it.
If you choose to buy renters insurance, the best way to start is by comparing quotes from multiple providers to find the best rate and coverage. And this is easier than ever thanks to
Jerry
.The Jerry app can collect quotes from top insurance companies, like Berkshire, State Auto, Safeco, and Travelers, in seconds. Even better—Jerry will help you bundle your renters and
auto policies
for maximum savings. View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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