PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Is Nebraska an at-fault state?
I was involved in a fender bender at a four-way stop sign. It happened fast, but I’m certain that the other driver was texting when our cars made contact. I want to have a better understanding of how this ordeal will be handled, which is why I’d like to know: is Nebraska considered an at-fault state?
Mary Cahill · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Car accidents are such a nuisance—we’re sorry that happened! Yes, Nebraska is an at-fault state. In at-fault states, the driver who caused the accident will use their car insurance to cover the cost of the other driver’s bodily injuries and property damage. This is also known as a tort state.
After the accident, the involved drivers will file insurance claims in an effort to recoup expenses related to the collision. But first, insurance adjusters from each insurance company will be tasked with determining which driver is mostly to blame for the crash.
Nebraska employs a system called modified comparative negligence. This means that the driver who is 50 percent or more at fault for the accident cannot be compensated for their damages, but the other driver can be. For instance, if a driver is 20 percent at fault for the collision, they can collect reimbursement for up to 80 percent of their damages.
If your
car insurance
has gone up due to being at fault for an accident, there’s still hope for finding an affordable rate, especially when you shop for Nebraska car insurance
using the Jerry app. Jerry
is a licensed broker app that saves you time and money by putting the cheapest online quotes from its pool of 55+ top-rated insurers into a customized list for you to scroll through. In a matter of minutes, you could sign up with a new insurance provider and save over $800 a year! View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies