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Is my 30/60/25 liability policy with 30/60/25 uninsured motorist coverage enough?
I was looking to increase the coverage on my policy if necessary. I currently have 30/60/25 liability, plus the same coverage for uninsured motorist. Is this enough coverage?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“You made the smart move by adding
uninsured motorist insurance
to your coverage. However, your coverage levels are on the low side. Most experts advocate for at least 100/300/100 insurance because of the soaring costs of medical bills, vehicle damage, and new cars.If you have an old or high-mileage vehicle, you might not need $100,000 in uninsured motorist property damage insurance, so keeping that limit at $25,000 might be just fine.
If you’re not sure where to get a good price for your car insurance, sign up with
Jerry
. This free app can provide you with competitive quotes in under a minute.”View full answer
- Gregory R.
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