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Is Maryland a no-fault state?
I’m moving to Baltimore for a new job, and I’m pretty excited about living near the coast for the first time in my life! However, I don’t want to start my adventure out on a sour note, so I’m making a checklist of things to do—in particular, for car insurance. Is Maryland a no-fault or at-fault state?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congrats on your new job! Maryland is an at-fault state. This means that the person considered at fault in an accident must compensate the other driver for their medical bills and property damage.
Due to the at-fault car insurance laws, Maryland requires all drivers to carry
minimum car insurance
, which compensates the other party, hopefully, without the at-fault driver paying anything out of pocket. Currently, Maryland minimum car insurance requires the following coverage, often denoted as a 30/60/15 policy:- $60,000 bodily injury liability per accident
After you get settled in the Old Line State, put getting
Maryland car insurance
at the top of your to-do list to stay legal. If you’re not sure where to shop for rates, start with the Jerry
app. It’s fast, convenient, and makes shopping for car insurance a cinch.A
trustworthy super app
, Jerry collects quotes from over 55 top-rated insurers in just 45 seconds. After you find a great rate, Jerry can help you buy new insurance and cancel your old policy. Users save an average of $800+ per year.View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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