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Is mandatory car insurance unconstitutional?
Is mandatory car insurance law unconstitutional? I feel like the government is forcing me to purchase a product.
Matthew Macgugan · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Mandatory car insurance is not unconstitutional. There isn’t a national requirement for drivers to have a certain amount or type of car insurance.
Each state sets its own laws for the minimum coverage requirements drivers must have.
Some states don’t require car insurance at all but require drivers to pay for accident damages out of pocket. Almost all states require drivers to have liability insurance of some sort.
The U.S. constitution guides state laws and is set up to not interfere with your state’s constitution. Your state has the freedom to legislate insurance parameters as they see fit. This is why
state insurance laws
vary from state to state. The biggest key to remember is that driving is not a requirement; it’s a privilege.
Those that choose to drive must have some sort of financial responsibility or insurance in case they cause an accident.
All drivers are held responsible for their actions if they choose to operate a vehicle. These laws ultimately keep everyone safe and responsible.
If you are looking for cheap car insurance, download the Jerry app or go to
getjerry.com
. This free app can collect quotes from up to 50 top insurance companies in seconds!”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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