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Is it possible to negotiate a car loan into a car lease?

I'm starting to regret getting a car loan. I wish I'd gotten a lease instead. Can I change my loan into a lease?

Johnny Puckett · Updated on Apr 8, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

It really depends on the dealership, but usually you can, and it can make sense as long as you are not upside-down on the car loan. With a lease, you may enjoy lower monthly payments and have the privilege of owning a new vehicle every couple of years.

View full answer

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