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Is Iowa an at-fault state?
Who is responsible for paying after a car accident in Iowa? Is it the driver who was at fault, or is it my own car insurance?
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Yes, Iowa is an at-fault state (aka a tort state). This means that medical bills, vehicle damages, and other costs resulting from a car accident will be the responsibility of the driver who caused the accident or their car insurance provider.
That’s why it’s extremely important to have
car insurance in Iowa
. If you’re in an accident without adequate insurance coverage, you could face a fine of $250 and a suspension of all vehicle registrations in your name.To make sure that your insurance is up to snuff, check out the
Jerry
app, where you can browse a personalized selection of car insurance
quotes in just 45 seconds. The average user saves over $800 per year.View full answer
- Gregory R.
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