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Is home insurance required in Florida?
I just purchased a home in Florida. I was lucky enough to be able to buy it outright and not have to take out a mortgage loan. Does Florida require home insurance?
Talullah Blanco · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congrats on purchasing your home outright! Home insurance is not required in Florida.
Even though you are not required to have home insurance, you should consider purchasing a policy to protect your biggest investment from fire, lightning, theft, and more. The average cost of home insurance is $1,353 per year in Florida.
Homeowners insurance pays for losses and damages to your home, property, and your personal belongings in the event of a
covered peril
. The standard homeowners’ insurance policy provides coverage to repair or rebuild your home, and even litigation fees.Jerry
is the easiest and most effective way to find a home insurance policy that is customized for you. You can even bundle your home and car insurance
policies for the most savings. View full answer
- Gregory R.
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