Services

PriceProtect™

Compare Car Insurance

Refinance Car Loan

DriveShield™

Drive Well, Earn Perks

GarageGuard™

Get Service Reminders

Insurance

Car Insurance

Compare Car Insurance with Jerry

2024 Car insurance quotes

Cheap car insurance

Best car insurance companies

Shopping for car insurance

Is Jerry a legitimate insurance broker?

Jerry’s Expert Advice

What factors affect car insurance rates?

How does car insurance work?

Types of car insurance

Full coverage car insurance

Car Insurance Estimates

Car insurance by car

Car insurance by location

Home & Renters Insurance

Home Insurance

Compare home insurance quotes

Home & auto insurance quotes

Renters Insurance

Compare renters insurance quotes

Repairs

Car Repair Estimates

Repair Estimates for Popular Services

Oil change cost estimate

Brake pad replacement cost estimate

Battery replacement cost estimate

Timing belt replacement cost estimate

Wheel bearing replacement cost estimate

Spark plugs replacement cost estimate

Rotate tires cost estimate

Transmission fluid service cost estimate

See all 300+ service estimates

Advice

Read Car Content

Browse Jerry Car Advice

How do I know if a mechanic is taking too long?

How to put antifreeze in your car?

What do you do if your car makes a noise?

Read 5,000+ more car advice articles

Check Out Expert Car QnA

Why does my car squeal when I drive?

Do driving warnings go on your record?

How long can you go past your oil change?

How much below MSRP is a good deal?

Learn from 30,000+ more questions

Learn About How We Create Content

Our Editorial Standards

Our Editorial Review Board

Jerry Data & Research

Recent Studies

State of the American Driver (2023)

Memorial Day (2023)

Android vs Iphone (2023)

Auto repairs (2023)

Auto loans study (2023)

Read all recent studies

Comprehensive Data Reports

Jerry Annual Data Report (2023)

Read all data reports

About

MenuIcon

Is Arizona a no-fault state?

I recently got into a little bit of an accident while driving through Phoenix. I overheard somewhere that Arizona is considered a no-fault state, but I wanted to make sure this is true. So, is Arizona a no-fault state?

Kevin Martinez · Updated on Feb 25, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

I’m so sorry to hear about your accident! From what it sounds like, you’re doing okay, which is the most important thing.

Arizona is not a no-fault state. It is an at-fault state.

This means that Arizona law dictates whoever is responsible for causing the accident is liable and has to pay for it.

Arizona operates under what is known as a pure comparative negligence system to determine liability when it comes to accidents and

car insurance claims

. This means that both parties have the right to seek compensation for injuries or damages due to an accident—no matter who’s at fault.

However, the amount that one can receive depends on the percentage of fault that the driver is deemed to have had in causing the accident.

Navigating the intricacies of car insurance can be difficult. But

makes it easier. Jerry can help you find the best rates from top name-brand providers—all in less than two minutes!

All you have to do is download the Jerry app, answer a few questions, and Jerry will scan quotes from over 50 different insurance carriers, delivering the best deals straight to you. The average Jerry user saves $887 a year.

MORE:

Arizona minimum car insurance laws

View full answer

WHY YOU CAN TRUST JERRY

Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

Comparative Negligence in Arizona

Under Arizona’s contributory negligence law, you can collect damages from a car accident unless you’re 100% at fault.

Is Arizona a Community Property State?

Arizona is a community property state, which means all assets and debts acquired by a married couple belong to both spouses equally.

What To Do If You’re In a Car Accident Without Insurance But Not At Fault In Utah

Utah is a no-fault state and if you’re found at fault without insurance, you’ll have to pay for the cost of damages out of your own pocket.

Christelle Agustin

Read Advice From Car Experts At Jerry

Honda Isn’t Out of the Supply Chain Woods Just Yet

Honda continues to get battered by supply chain issues despite its rival, Toyota, steadily moving ahead with production.

Preston Charles

Audi and Marvel: One Sick Partnership

Audi’s partnership with Marvel has given the brand carefully selected exposure of some of their latest and greatest vehicles.

Serena Aburahma

NASCAR Monopoly: A True Collector's Item

Monopoly is one of the most famous board games of the last century. The NASCAR spinoff is great for car lovers.

What Others Are Asking

What’s the difference between the Dodge Challenger and the Dodge Charger?

I’m looking for a new car, and I’ve always had Dodge vehicles. Right now, I’m trying to decide between the Challenger and the Charger—apart from the basics, I don’t really know much about them. What’s the difference between the two?

What’s the blood-alcohol limit in Vermont?

How much alcohol can you have in your system while driving in Vermont? Sometimes, when I go out, I sober up towards the end of the night and want to drive home, but I don’t want to get a drunk driving charge.

How do I determine diminished car value in Arizona?

I live in Arizona, and I unfortunately totaled my car in an accident last month. I’m still working out the claim with my insurance company, but I’m not sure what my car’s value is now. How can I find out the diminished value of my car?

Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

Insurance In Your City

Easiest way to compare and buy car insurance

No long forms

No spam or unwanted phone calls

Quotes from top insurance companies

Find insurance savings

Car Insurance by Make

Car Insurance by State

Car Repair by Service

AC Compressor Replacement Cost

Battery Replacement Cost

Fuel Injector Replacement Cost

Fuel Pump Replacement Cost

Ignition Coil Replacement Cost

Oil Change Cost

Oil Pan Replacement Cost

Car Insurance by Company

Aspire Advantage

Assurance America

National General