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Is a Ford extended warranty worth it?

I’m buying a Ford, but I’m still weighing my options regarding an extended warranty. I can’t tell if it’s actually worth the price. Is an extended warranty from Ford really worth the extra expenditure?

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Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Whether a Ford extended warranty is worth it is in the eye of the beholder. Ask yourself these questions to guide yourself to the right answer:
  • Do you have enough disposable income to pay for repairs?
  • Are you going to sell your car before the 3-year, 36,000-mile basic warranty or the 5-year, 60,000-mile powertrain warranty expires?
If you answered no to these questions, a Ford extended warranty might be worth it. You may also want to look at the various options available to help you choose the right price, length, and coverage level:
  • PowertrainCARE: 29 components covered for your chosen term length, all related to the powertrain of the vehicle
  • BasicCARE: 84 components covered for your chosen term length, which is essentially the ExtraCARE plan with slightly less coverage
  • ExtraCARE: 113 components covered for your chosen term length, including systems that impact drivability
  • PremiumCARE: 1000+ components covered for 10 years or 175,000 miles—whichever comes first.
Whether or not you decide to buy an extended warranty, you still should strive to reduce your
Ford insurance costs
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