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Is a 740 credit score good enough for a car loan?
My son needs his own car and I want to buy it for him. It’s been a long time since I purchased a vehicle, though. I can’t remember what it takes to qualify for a loan. Can I get a car loan with a 740 credit score?
Holden Easterbrook · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Owning a vehicle opens a lot of doors for a person, but the cost can be a burden—so you’re helping your son out a lot by being willing to buy his vehicle for him!
Thankfully, 740 is a
good credit score
for a car loan, so you shouldn’t have any problem qualifying. Just follow these steps to make sure that you get the best loan possible:
- Get preapproved for a loan—Preapproval takes a lot of stress out of car buying and gives you leverage when negotiating the purchase price of the vehicle you choose
- **Contact yourdealership**—If you’re purchasing your vehicle through a dealership, contact them about loan financing options
- Find alternative loan options—Once you have a few loan offers, shopping around will give you a chance to haggle for better terms by referencing other offers
While you should have an easier time qualifying for a car loan than some other applicants, you shouldn’t settle for the first loan offer you get. Similarly, you shouldn’t settle for the first car insurance quote you get.
Jerry
makes shopping around for better-priced insurance quick and easy.Jerry is a licensed car insurance broker and super app that helps drivers save hundreds on yearly insurance expenses. It accomplishes this by finding the best quotes from more than 50 insurance companies. There’s no tedious paperwork to fill out or salespeople to talk to, just download the app and get quotes in less than two minutes.
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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