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Is 770 a Good Credit Score for a Car Loan?
I’m trying to figure out some financing options to buy a car. Is 770 a good credit score for a car loan?
Pat Roache · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on that credit score! Yes—770 is a great credit score to get approved for a car loan and receive guaranteed low rates.
With a Very Good rating from FICO, expect the following perks for your car loan:
- Based on national averages, expect agood interest rateof about 3.65% or less for a new car or 4.29% for a used car
- You’ll have less monthly interest to pay (which means lower monthly payments)
- You have the advantage to negotiate a shorter loan term (based on your monthly budget) and other potential perks
Other factors like location and vehicle will affect your specific loan details, but with a credit score above 770, you have little to be worried about as far as approval is concerned. On the contrary, your credit score will likely be able to open more doors than it will close to help you find very competitive offers.
Once you’ve got your new vehicle,
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can open the doors on competitive insurance rates! Browse the most affordable quotes tailored to your needs in less than a minute and pick your favorite from 50+ top providers. Then, take your new ride for a spin while Jerry takes care of the rest. No long forms. No phone calls. Just average savings of $887 a year.
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- Gregory R.
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