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Is 659 a good credit score?
I used to have a really low credit score, and I’ve been working on my credit for a while now. When I checked my score last, it was at 659. Is that credit score good enough to refinance my car loan?
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
While 659 is just considered to be a fair credit score, not a good one, you should still
refinance your car loan
if your credit has improved since you originally took out the loan. Any improvement in your credit score could earn you better terms.Car loan interest rates are largely based on your credit score. Since you’ve improved your score, you’ll probably be eligible for a lower interest rate. This means that your car loan will cost you less in the long run. If you further improve your credit score in the future, you can always refinance again for even better rates!
While you’re working to save on your car loan, why not save on your insurance, too? The
Jerry
app makes it quick and easy to find the best rates available on the coverage you need. Just download the app and answer some quick questions to see quotes customized for you.View full answer
- Gregory R.
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