Services
Insurance
Repairs
Advice
About

Is 600 a good credit score for a car loan?

I’m considering buying a car but am not sure if I’ll be able to finance it. Is 600 a good enough credit score to get a car loan?

avatar
Brittni Brinn · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Financing a car can be a challenge for sure. Most lenders will give you a car loan without conditions if you have a
credit score
of 660 or higher.
But don’t panic—600 may be a good enough credit score to get a car loan from some lenders. Your loan may just come with a less favorable interest rate or additional terms and conditions. For instance, lenders might ask you for a co-signer or a larger down payment to prove your financial responsibility.
Here are some places you can apply for a car loan:
  • The dealership where you buy your car
  • A bank
  • A credit union
  • An online lender
  • Another authorized lender
You’ll want to shop around for your car loan before you sign off on your financing agreement. That way, you’ll find the lender willing to offer you the best deal. Similarly, you always want to compare car insurance rates before settling on a provider.
Car insurance super app
Jerry
will do all the hard work of gathering competitive car insurance quotes for you—just answer a couple of questions and choose your new plan to save an average of $887 a year on car insurance.
All the best with financing your new car!
MORE: [Should you get a 72-month car loan?](
https://getjerry.com/car-insurance/72-month-loan
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings