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If I'm financing a car with my boyfriend, will the lender run both of our credit reports?
"My boyfriend and I are buying a car and both want to be on the loan to help us build some credit.
I'm worried that running my credit might hurt our chances.
When we apply for the loan, will they run both of our credit reports?"
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Yes, they’ll run both of your credit reports.
If you’re worried about your score, you can always just have your boyfriend take out the loan, provided he has good credit, enough income, and a decent debt-to-income ratio (typically around 43% or less).
For your situation, this might be the best move.”
View full answer
- Gregory R.
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