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How to get cheap car insurance for a 20 year old?
I'm 20 years old and just about to start my sophomore year of college. I have my car with me—and I’m stuck paying for my own insurance now. How can you get cheap car insurance at 20?
Carlos Kirby · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congrats on starting your second year of college! Luckily for you, there are some easy ways to try for
cheap car insurance
as a young driver. Of course, it’s cheaper to be on your parents’ policy than to take one out on your own. Since you’re responsible for you own insurance, though, the best things to do are shop around with multiple providers and look for discounts.
Drivers under 25 face the highest insurance rates of any age group. However, some providers charge lower rates for young drivers than others.
Comparing quotes online
can help you identify the lowest rates available to you. Additionally, finding and applying for discounts can help make insurance with any provider more affordable. Common discounts for which you might be eligible include:
- Good student discount
- Defensive driving course discount
- Limited use discount (driving fewer miles a year)
- Telematics discount (using a “safe driving” tracking app)
If you’re not sure where to start, just use
Jerry
! Sign-up only takes 45 seconds, and you’ll be presented with dozens of competitive quotes for your desired coverage level. (Minimum or liability-only coverage will be cheaper than full-coverage.)View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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