Services
Insurance
Repairs
Advice
About

How to afford car insurance for a teenager?

My boys are about to turn 16 in a couple months, and it will be time for them to start driving. How can you make auto insurance affordable for teens?

avatar
Carlos Kirby · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Considering the high prices required to insure young drivers, looking to buy insurance for your boys might seem stressful. However, you’re more likely to find
affordable car insurance
for teenagers if you choose the right provider and take advantage of discounts.
Some providers charge more affordable rates for young drivers than others—do some
comparison shopping
to find out the rates available in your area.
From there, there are multiple car insurance discounts geared toward teen drivers, including:
Good grades: Students who maintain at least a B average (3.0 GPA) are entitled to an auto insurance discount. Simply submit a report card to your insurer and you can save up to 25%.
Defensive driving: Your teen can help the family by completing a defensive driving course or driver training course. Show your insurer your child’s certificate of completion for a qualifying class to get the discount.
If your boys head off to college in a few years, you can apply for a student away at school discount to get a reduced rate for when they’re on campus and only using their cars infrequently.
If you are looking for other great ways to save on your teens’ car insurance policy, the Jerry app is a good place to start. A licensed broker,
Jerry
does all the hard work for you—from gathering competitive quotes from dozens of top insurers to helping you switch policies.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

What Others Are Asking

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings