Services

PriceProtect™

Compare Car Insurance

Refinance Car Loan

DriveShield™

Drive Well, Earn Perks

GarageGuard™

Get Service Reminders

Insurance

Car Insurance

Compare Car Insurance with Jerry

2024 Car insurance quotes

Cheap car insurance

Best car insurance companies

Shopping for car insurance

Is Jerry a legitimate insurance broker?

Jerry’s Expert Advice

What factors affect car insurance rates?

How does car insurance work?

Types of car insurance

Full coverage car insurance

Car Insurance Estimates

Car insurance by car

Car insurance by location

Home & Renters Insurance

Home Insurance

Compare home insurance quotes

Home & auto insurance quotes

Renters Insurance

Compare renters insurance quotes

Repairs

Car Repair Estimates

Repair Estimates for Popular Services

Oil change cost estimate

Brake pad replacement cost estimate

Battery replacement cost estimate

Timing belt replacement cost estimate

Wheel bearing replacement cost estimate

Spark plugs replacement cost estimate

Rotate tires cost estimate

Transmission fluid service cost estimate

See all 300+ service estimates

Advice

Read Car Content

Browse Jerry Car Advice

How do I know if a mechanic is taking too long?

How to put antifreeze in your car?

What do you do if your car makes a noise?

Read 5,000+ more car advice articles

Check Out Expert Car QnA

Why does my car squeal when I drive?

Do driving warnings go on your record?

How long can you go past your oil change?

How much below MSRP is a good deal?

Learn from 30,000+ more questions

Learn About How We Create Content

Our Editorial Standards

Our Editorial Review Board

Jerry Data & Research

Recent Studies

State of the American Driver (2023)

Memorial Day (2023)

Android vs Iphone (2023)

Auto repairs (2023)

Auto loans study (2023)

Read all recent studies

Comprehensive Data Reports

Jerry Annual Data Report (2023)

Read all data reports

About

MenuIcon

How soon can I make a claim after purchasing home insurance?

I'm in the process of getting a new homeowners policy. How soon can I file a claim on this policy?

Alexah Grinnell · Updated on Mar 5, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

You can file a claim immediately after the homeowners insurance becomes effective, as long as it’s due to an event that occurred after the policy came into effect. For example, if you have a fire in your home on January 15 and start a new homeowners policy on January 16, the fire is not going to be covered. Insurance companies will investigate claims thoroughly if they are made not long after a policy starts to avoid fraud.

View full answer

WHY YOU CAN TRUST JERRY

Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

How Long After a Car Accident Can You File a Claim?

Car insurance claim time limits are set by each state government, so the rules vary depending on where you live. Read this guide on car insurance claim time limits to learn more.

Jason Tushinski

What Is a New Home Insurance Discount?

First-time homeowners, here's what you should know about the homeowners insurance discounts you can receive when purchasing your a home.

Home Insurance for New Construction

New home construction insurance policies cover the home and big investments while the home is being built.

Read Advice From Car Experts At Jerry

Does Progressive Have Parked Car Insurance?

While Progressive doesn’t offer dedicated coverage for a parked car, a comprehensive-only policy will protect your stored car from damage.

2018 BMW X3 Interior Review

The 2018 BMW X3 has great ergonomics, storage space, and plenty of passenger room, but many other features will cost you extra.

What to Do When You Have a Parking Lot Accident

A parking lot accident can be costly, so here is a guide to what to do and what not to do if it happens to you.

What Others Are Asking

Can you rent two apartments at once?

My brother is moving back home and will need an apartment. I want to help him, so I’m considering renting an apartment for him, but I already rent an apartment myself. Can I rent two apartments at once?

Should I rent a car in Chicago?

I’m planning a business trip to Chicago. I’ve never been to the city, and I’m not entirely sure how easy it is to get around. Should I rent a car for my stay, or will I be able to rely on public transportation?

Ethan Daniel Moser

How do they repo a car without keys?

My friend’s car got repoed a few days ago and we were wondering how they took it. How does the repo person get a key to your car?

Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

Insurance In Your City

Easiest way to compare and buy car insurance

No long forms

No spam or unwanted phone calls

Quotes from top insurance companies

Find insurance savings

Car Insurance by Make

Car Insurance by State

Car Repair by Service

AC Compressor Replacement Cost

Battery Replacement Cost

Fuel Injector Replacement Cost

Fuel Pump Replacement Cost

Ignition Coil Replacement Cost

Oil Change Cost

Oil Pan Replacement Cost

Car Insurance by Company

Aspire Advantage

Assurance America

National General