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How much would my insurance reimburse me for locksmith charges?
"I called a locksmith to get into my vehicle and it cost $120. Would my insurance cover any of it?"
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“What your
car insurance
will cover for the locksmith depends on what coverage you have on your policy.Most
towing and labor coverage
on an insurance policy covers locksmith or lockout services. Roadside assistance with your insurance company may also cover locksmith costs. However, they may require you to use their service directly or call a locksmith in their network to be covered.
To see if you can be reimbursed, you’ll need to call your insurance company directly or look into your policy documents. Depending on the coverage, you may be reimbursed for a portion or the full amount.”
View full answer
- Gregory R.
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