However, you should never settle for state-minimum liability (25/50/10), as it only covers:
$25,000 in bodily injury liability per person
$50,000 in bodily injury liability per accident
$10,000 in property damage liability per accident
Realistically, you should consider the cost of hospital care and the types of cars in your area. With this in mind, you might want to get a 250/500/250 policy to cover you in case of an accident.
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