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How much is the cost to insure two cars?
My partner and I have been living together for a while now, and we both feel like it’s time to update our car insurance. I’m pretty sure that as long as you live in the same household two people can be on the same car insurance—so how much would it cost to insure two cars on the same policy?
Chloe Jenkins · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You’re absolutely right; two or more people living in the same household can be on the same insurance policy. The exact cost to insure two cars will depend on your insurance company, vehicles, and state, but insuring multiple cars with the same company can earn you
significant discounts
on your premium. Since so many households own more than one vehicle, multi-car discounts are among the most common discounts available in the car insurance industry. If you
add a vehicle
to your existing policy, you *could see a price drop of up to 25 percent.If you decide to add your or your partner’s vehicle to one of your policies, be sure to have the vehicle’s make, model, year, license plate number, and vehicle identification number (VIN), as well as you or your partner’s insurance policy number. To switch the car over to one of your policies, reach out to the policy’s provider for the first steps.
However, it’s always worth shopping around to see if it would save you both more money to
switch insurance providers
. To easily do this, check out the Jerry
app. We’ll get you customized quotes from top insurers in seconds, so that all you need to do is pick the plan that works best for the two of you. And once you pick one, we’ll even help you switch!Best of luck with switching over!
View full answer
- Gregory R.
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