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How much is insurance for a manufactured home?
I’m looking to downsize next year. Manufactured homes are more affordable but I know there are pros and cons. How much is insurance for a manufactured home?
Bonnie Stinson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Downsizing has a lot of benefits! The average annual cost of insurance for a manufactured home is $750.
While you will save money on maintenance costs by downsizing, you will generally pay more for manufactured home insurance than for a site-built home’s insurance.
Manufactured homes have a higher risk of damage.
These buildings are typically made of materials that weigh less. This means they are more easily damaged by wind and can catch fire more easily. Data also shows that theft is more likely in manufactured homes. This may be because they are located in a remote area or in a place with high crime.
Your price could be higher or lower than $750, however. Rates are calculated based on zip code, the age of the property, and other factors.
Try to bring down your rate by
bundling
your homeowners insurance with your auto insurance. Shop around with multiple providers to find the absolute lowest cost. If you have any questions about
homeowners insurance
, reach out to Jerry
. Our friendly agents can help you navigate the insurance buying process. The Jerry app is the fastest way to find a cheap policy, too. You can compare rates and sign up for a plan in seconds. Hope this helps and good luck downsizing!
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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