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How much is home insurance in Austin, TX?
I am planning to relocate to Austin next summer and I’d like to buy a house. How much is home insurance in Austin, TX?
Bonnie Stinson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Austin is a great city—that’s exciting!
Experts generally recommend that you spend no more than 30% of your income on housing costs. This includes mortgage payments, utilities, property taxes, and
home insurance
. When you’re budgeting for a new home, try to aim for this figure. Keep in mind that your insurance payment could be higher or lower than the average as well. The Austinites who pay the highest premiums tend to live in bigger, older houses. That’s because these houses are more likely to cause a problem that results in a claim.
The people who pay the lowest premiums tend to own small homes, usually newer builds.
Of course, living near a floodplain can hike up the cost of your home insurance, too, as can property crime rates, so you’ll want to do your research as well.
If you’re shopping for home or renters insurance,
Jerry
will generate competitive quotes from top providers in less than a minute. Jerry gathers your information from your past insurer, so you’re not responsible for long forms or phone calls. Basically, you get all of the savings and coverage, with none of the hassles. Good luck with your relocation!
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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