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How much is home insurance in Arkansas?
I’ve heard that home insurance in Arkansas is really expensive because of the tornado risk. I am a renter looking to buy. How much will home insurance be in Arkansas?
Bonnie Stinson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Great question! Yes, there is some truth in what you’ve heard.
That’s pretty expensive! In fact, only Kansas, Nebraska, and Oklahoma have a higher average home insurance cost than Arkansas.
The threat of multiple natural disasters like tornadoes and
flooding
means that you can expect to pay very high premiums in exchange for buying property here. Not only is the price of homeowners insurance high in Arkansas, but you may also need to take out additional policies for hazards like flooding since a standard policy does not cover this.Not all properties are alike, of course. Smaller properties, newer builds, and safe zip codes can help you unlock lower prices. Homeowners pay more than renters, too. Generally speaking, you should leave room in your monthly budget for about $178 to go toward home insurance.
If you want to save money on home insurance, the
Jerry
app is a good place to start. A licensed broker, Jerry does all the hard work of finding cheap quotes from the top name-brand insurance companies and buying new home or renters insurance. Even better—Jerry will help you bundle your home and auto policies for maximum savings. View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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