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How much is flood insurance in SC?

I’ve been a homeowner for several years now. I have my home insurance set up, but I’ve never liked that I don’t have flooding protection. How much is flood insurance in South Carolina?

avatar
Melanie Mergen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Many people assume flood insurance is in standard home insurance policies, so it’s good you’re aware of your coverage! On average, the cost of flood insurance in
South Carolina
can range from $630 to $680 per year.
That’s a good amount less than the national average, which is over $950 per year.
Living in a high-risk flood zone can increase your flood insurance premiums, but if you live in a moderate to low risk zone, you likely won’t see as high of a rate. You can use FEMA’s online search tools to see your address’s flood risk.
To get a quote for
flood insurance
as a homeowner, you can go through FEMA’s National Flood Insurance Program (NFIP) or a private insurer.
You’ll have the option to choose from a variety of coverage amounts, which will also affect your premium.
As you continue searching for insurance options,
Jerry
can help you! With Jerry, you can see multiple car, renters, and homeowners insurance quotes from top providers all in one spot, and you can even bundle policies for further savings.
Once you’ve found the right policy, Jerry can even help you with setting up your new policy and canceling your old one.
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