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How much is flood insurance in NY?

I’m looking to purchase a new home soon, and regardless of where I’m living, I know I want flood insurance. How much will flood insurance be in New York?

Melanie Mergen · Updated on Feb 18, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

Flood insurance is valuable coverage to have! The cost of flood insurance in

is about $1,200 per year.

That said, several factors influence your flood insurance rate. One thing that can have a big impact on your flood insurance cost is whether you live within a flood zone. If your area is at a high risk of flooding, you’ll likely see a higher premium.

Another aspect of flood insurance costs is the extent of protection you choose for your property and your belongings. You can find

flood insurance

policies for both homeowners through FEMA’s National Flood Insurance Program (NFIP) or a private company.

When getting home insurance, you can ask whether your provider also offers flood insurance policies.

As you continue searching for insurance options, consider using

.

The Jerry app collects quotes from over 50 top insurance companies, like Nationwide, Allstate, Safeco, Progressive, and Travelers, in seconds!

MORE:

How to buy flood insurance and file a flood insurance claim

View full answer

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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