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How much does it cost to insure a classic car?

I'm working on restoring a 1945 Ford to make it roadworthy so I can drive it down to the auto show. How much does it cost to insure a classic car like this?

Matthew Macgugan · Updated on Nov 2, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

I’ll bet that is a beautiful car. You’ll be happy to know that it actually costs less to insure a

than it does to insure a regular daily driver- rates tend to range between $200 and $600 per year.

This low price is due to the fact that insurance companies assume you will drive a classic vehicle much less than a modern car. Thus, you are less likely to get in an accident and file a claim. Remember, though, your personal driving history and demographics do play a small role in determining the exact cost to insure your classic car, as expected.

If you want to find the best deal on car insurance for any vehicle you may own, download the

app. We’ll get you personalized quotes from over 50 of the nation’s top providers so you can find the coverage you need for a great price.

Enjoy those auto shows!

MORE:

Does car insurance cover rust damage?

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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