Services
Insurance
Repairs
Advice
About

How much does car insurance cost for an 18-year-old male driver?

I'm an 18-year-old male who just got his first car. How much should I expect to budget for car insurance per month?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“As a teenager, you’re perceived to be a higher risk to insurance companies. As a result, you’ll pay more than older drivers. However, your
car insurance
rate will also be affected by other factors, such as geographic location and past driving history.
To save money, try to get on your parents’ insurance policy and ask your car insurance provider about good student discounts.
Because of all these determinants, pinpointing an exact price is difficult, but the average cost of car insurance nationally for an 18-year-old is about $160 per month.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings