Can a dealer use a different lender than the one that I wanted to use?
I went to a dealer to purchase a car. They said they worked with the credit union I currently bank with, so I didn't see any harm in letting them go through with the paperwork. I just got a letter in the mail from a different lender about my loan. My credit union said that the loan was pending approval of the car purchase. Can a car dealer use a different lender than the one we had verbally agreed upon?