Services
Insurance
Repairs
Advice
About

How much can points on your license impact your insurance rate in Michigan?

How much will points impact my insurance rate in Michigan? I have two points on my license from running a stop sign. How long will it be on my record?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“How the points on your driving record impact your rate will depend on your
car insurance
carrier. Rates and how your driving record influences them varies carrier to carrier.
However, in Michigan points stay on your driving record for two years. This means your insurance rate is likely to be higher for two years following the violation. Once they fall off your record, you may see your rates decrease as long as you’ve maintained a
clean record
.
If you’d like to see how your points will affect your rate, you should request
car insurance quotes
from multiple carriers. You’ll be able to see how carriers rate their policies and see what your average rate of car insurance may be.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings