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How long will it take for me to get an insurance check for my totaled car?

I was in an accident last week that totaled my car. I need a car to get around, but I'll need my insurance check before I can purchase a new one. How long will it take to get a check for my totaled car?

Emily Maracle · Updated on Nov 16, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

I’m sorry to hear about your accident! The time it takes to pay out a claim depends on the severity of the accident and the policies of the involved

companies. On average, it takes one week to one month for an insurance company to pay out a claim.

The process will likely move faster if:

The accident was straightforward

It’s clear who was at fault

You were at fault but you have

collision coverage

(meaning that you only need to deal with your own insurance company)

If the other driver was at fault and you’re waiting for their insurance company to pay, check your policy for

rental reimbursement coverage

or see if they’ll cover a rental car until you receive your payout.

While waiting for your insurance check is a drag, now is a great time to review your options for car insurance! Consider shopping around for insurance quotes with the

app. Jerry finds the best insurance rates for the coverage you need from over 50 top providers.

MORE:

How does the insurance company determine the value of a totaled car?

View full answer

WHY YOU CAN TRUST JERRY

Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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