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How long does it take to get approved for a car loan from a credit union?

I want to get pre-approval on a car loan before I start shopping. How long does it take to get approval?

Eric Schad · Updated on Apr 27, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

“Pre-approval can vary depending on the credit union, as well as whether you’re a strong loan candidate or a borderline one.

If you have great credit and a solid income, you shouldn’t have to wait more than a few days. If you have bad credit or low income, the process may take a bit longer.”

View full answer

WHY YOU CAN TRUST JERRY

Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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