PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How long does it take for insurance to lapse with USAA?
How long do I have until my coverage is affected? I'm late on my payment with USAA and I don't know when I'll have the money to pay it.
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
USAA
has a grace period of 30 days for late payments. After this period, USAA will cancel your insurance.If you have a lapse in
car insurance
because you’re behind on payments, contact your agent or call 1-800-531-8722 during this 30-day grace period to see what they can do for you. Don’t let your policy lapse as this can mean you’re driving without insurance—something that’s
illegal in nearly every state
.If your
coverage is too expensive
compare quotes with 50+ top insurers fast with the Jerry
app. Jerry saves the average user $879 a year on their car insurance.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies