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How long do points stay on your record in New Hampshire?
I'm currently insured with Allstate. How long will points stay on my record and impact my insurance? I have four points from a speeding ticket in 2019.
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“In New Hampshire, points on your license will remain on your driving record for three years. While it can depend on the carrier, most tickets and accidents impact your rate for three to five years.
If your rate has increased with
Allstate
since getting the speeding ticket, you can expect your rate to decrease as the ticket ages. As long as you don’t get another ticket or accident, you should continue to see a decrease in your premium.If you’re not satisfied with your rate, you still have the option to shop around. While you may not be able to find a
cheaper car insurance
, it never hurts to look every six or 12 months.”View full answer
- Gregory R.
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