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How long do I have to change my car insurance?
I’m moving out of state in a couple of weeks, and I know I should probably update my car insurance, but I’m not sure if there are any actual penalties for keeping it. Are there any penalties? And if there are, is there a limit on how long I have to change my car insurance?
Chloe Jenkins · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Good question! Changing your
car insurance
when you move is something you definitely need to do. Generally, you have 30-90 days to switch your car insurance, depending on the laws of whichever state you’re moving to.In any state, you will need to re-register your vehicle, and your insurance will need to be updated for the new registration. You’ll want to do this as quickly as possible—if you end up in an accident without your insurance in order, your
claim may be denied
and you could face legal repercussions. Because of this, it’s best to plan ahead and set your coverage to switch once you move.Even if your insurer still provides your coverage wherever you move, you should call up your company and see what needs to be adjusted on your premium. When insurance companies come up with the price of your premium, they take into account where you live and
where you park
among other factors. For this reason, a change in your living situation could lead to an increase or decrease in your premium.After speaking with your insurer, if you find that your premium has become too expensive, try checking out the
Jerry
app. We’ll get you customized quotes from top providers in seconds, so that all you need to do is pick the plan that works best for you. And if you find a plan that works better for you than your current one, we’ll help you cancel and switch over, too!Congrats on the move, and enjoy your new place!
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- Gregory R.
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